Our founder

Robbie McKenzie

Founder and CEO of REALM Group, the group behind Pay In Time - Finance.

Built from the ground up

A farmer first

Robbie became the main earner for his family at the age of eight, after his father died, helping to support his mother and three sisters. By 20 he had bought his first dairy farm with a $1,000 deposit.

He built the farm and an engineering business, Australian Stainless Steel, while driving milk tankers at night, hay contracting in summer and working security in winter, and paid off his farm and house in New South Wales within 13 years.

Innovation

Taking farm trade online

Online livestock sales

In the late 1980s Robbie was among the first in Australia to sell livestock online, travelling 109,000 km in nine months to show farmers how it worked.

CALM, later AuctionsPlus

He developed Computer-Aided Livestock Marketing (CALM), which later became known as AuctionsPlus, and multi-vendor online machinery auctions.

REALM Group

Today he leads REALM Group, a marketplace and network "built by farmers for farmers" across Australia, the United States, Canada, New Zealand and Fiji, with Pay In Time - Finance as its finance brand.

Recognition

Fluxx Awards

In June 2025 Robbie attended the 2025 FLUXX Awards in Hong Kong, a global event that brings together leaders and innovators in business, healthcare, technology, sustainability and social impact.

Global Excellence Award winnerSustainability Leader of the Year 2025

Robbie McKenzie on stage holding the 2025 FLUXX Award trophy in its presentation case
Robbie McKenzie receiving his award at the 2025 FLUXX Awards, Hong Kong.
FLUXX Awards certificate of nomination presented to Mr. Robbie McKenzie for his contributions to the Sustainability field
FLUXX Awards certificate of nomination for his contributions to the sustainability field.

Award details and images: REALM Group Australia (award brief and staff announcement, July 2025).

Giving back

Robbie supports Ronald McDonald House, the Royal Flying Doctors, Youth Off The Streets, Aussie Hay Runners, Riding for the Disabled and BlazeAid.

Biography source: CIO Views profile, November 2024.

Ready to talk about your finance?

Tell us what you need and our team will get back to you.

Start an enquiry