My applications
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No applications yet. Enquiries and applications you send while logged in show here, with their status and messages from our team.
Start an enquiryLoading your details…
Loading your applications…
No applications yet. Enquiries and applications you send while logged in show here, with their status and messages from our team.
Start an enquiryEstimates you save from our calculators. Tick two or three to compare them side by side, or share one privately with your accountant.
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No saved estimates yet. Use a calculator, then choose "Save to My account" under the result.
Find a calculatorUpload the documents for your application: photo ID, proof of address, bank statements, payslips or tax returns, and business papers. See the full list. Files are encrypted and only our team can open them.
Our team reviews each document and marks it Approved, Needs changes or Not accepted. Uploaded the wrong file? Upload the right one and mention it when our team contacts you. We keep your documents for as long as we are required to; see our privacy policy.
Know someone who needs finance? Share your personal link. We only count enquiries that come through it; we never show you who sent them.
Log in with Face ID, your fingerprint, a PIN or your phone instead of a password. Passkeys can't be phished or guessed.
You sign in to Pay In Time - Finance with your REALM account, the same one used across every REALM site. Change your name, email, sign-in methods and email choices, or delete your REALM account, in your REALM dashboard.
Open my REALM accountDownload a copy of what we hold about your account: your name and email, passkeys, the devices you're logged in on, the documents you've uploaded (names, dates and review status) and your sharing choice. Passwords and security keys are never included.
Download my data (.json)