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Quote comparison

Compare two loan quotes

A lower rate is not always the cheaper loan. Enter two quotes with their fees to see which one costs less over the whole term.

Worked out only in your browser; nothing is sent or saved. We do not publish rates or fees: copy them from the quotes you have.

Currency

Amount you want to borrow

The same amount for both quotes, for example 50,000

Quote A

Lender or label (optional)

Interest rate (% a year)

Term in years

Upfront fees (optional)

Monthly fee (optional)

Balloon at the end (amount, optional)

Quote B

Lender or label (optional)

Interest rate (% a year)

Term in years

Upfront fees (optional)

Monthly fee (optional)

Balloon at the end (amount, optional)

Good to know

This is a guide only, not a quote, an offer of finance or financial advice. It assumes the rate stays the same for the whole term and every repayment is made on time.
Upfront fees are counted as paid at the start. If a lender adds them to the loan instead, that quote costs a little more than shown, because you also pay interest on the fees.
A longer term or a balloon lowers each repayment but usually means paying more in total. Check you can afford the repayment and plan for any balloon.
Also compare what the numbers do not show: early repayment fees, whether you can make extra repayments, fixed or variable rates and what the loan is secured against. In Australia, ask each lender for the comparison rate.

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