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What repayment fits my budget?

See how much is left each month after your living costs, other repayments and a buffer, and what loan size that amount would repay.

What these numbers mean

Left over each month is your income after tax, minus living costs, other repayments and your buffer.
The buffer is a share of your income kept aside for surprises.
Loan that repayment would cover is roughly the amount that repayment would pay off at your rate and term.
It is not a borrowing limit. Lenders do their own serviceability checks.

Good to know

This is not a borrowing limit. Lenders decide what they will lend using their own rules, checks and figures, which can be quite different.
The buffer is a share of your income after tax, kept aside for rises in costs or rates and for the unexpected.
The loan size assumes the same repayment every month for the whole term, with no fees, balloon or rate changes.
This is a guide only, not a quote, an offer of finance, a borrowing limit or financial, legal or tax advice.

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