Free calculator

Car loan calculator

Work out the repayment on a car, ute or van loan, with your trade-in, any fees and an optional balloon at the end.

Worked out only in your browser; nothing is sent or saved. We do not publish rates or fees: use the ones from your own quote.

Drive-away price, for example 38,000

From your quote

Added to the loan if you finance them

What these numbers mean
  • The big number is your estimated monthly repayment.
  • Amount borrowed is the price, less your trade-in, plus any fees added to the loan.
  • Total of repayments and balloon is everything you pay over the loan, including any balloon.
  • Interest over the loan is that total minus the amount borrowed.

Good to know

  • Fees are added to the amount borrowed here, so you pay interest on them too. If you pay them upfront, leave them out and add them to the total yourself.
  • A balloon lowers each repayment but you still owe it at the end. Plan now for how you will pay it.
  • This is a guide only, not a quote, an offer of finance, a borrowing limit or financial, legal or tax advice.

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