Free calculator

Early payout estimator

Estimate what it would take to pay your loan off now, and how much interest you would skip by not running it to the end.

Worked out only in your browser; nothing is sent or saved. We do not publish rates or fees: use the ones from your own quote.

For example 40,000

From your loan contract

For example 24

Ask your lender for this figure

What these numbers mean
  • The big number is your estimated payout figure: the balance still owing plus any fee you entered.
  • Interest saved is what the rest of your repayments would add up to, minus the balance owing today.
  • Saved after the fee takes away any early repayment fee. If it is below zero, the fee is more than the interest saved.

Good to know

  • Assumes every repayment so far was the regular amount, paid on time, at the same rate, with no extra payments.
  • Your lender’s payout figure may differ, for example because of daily interest, fees or charges not shown here.
  • This is a guide only, not a quote, an offer of finance, a borrowing limit or financial, legal or tax advice.

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