Free calculator

Extra repayment planner

See how much time and interest you could save by paying a bit more each month, rounding up your repayment or making a lump-sum payment.

Worked out only in your browser; nothing is sent or saved. We do not publish rates or fees: use the ones from your own quote.

From your latest statement

Lump-sum payments

Month 1 is your next repayment. Leave spare rows empty.

What these numbers mean
  • The big number is how much sooner the loan could be paid off with your extras.
  • Your monthly repayment with extras adds any extra amount and round-up to the normal repayment.
  • Interest saved is the difference in total interest with and without the extras.
  • Check whether your loan allows extra repayments and whether an early repayment fee applies.

Good to know

  • The normal repayment is the one that clears the balance over the years left at today's rate. Your actual repayment may differ.
  • Rates can change. Some loans limit or charge for extra repayments; check your loan terms.
  • A lump sum after the loan would already be paid off has no effect.
  • This is a guide only, not a quote, an offer of finance, a borrowing limit or financial, legal or tax advice.

Ask us about your loan Repayment calculator Refinance check

Ready to talk about your finance?

Tell us what you need and our team will get back to you.

Start an enquiry

Ready to talk to us?

Start an application