Free calculator

Property purchase cost estimator

Add up the cash you need to buy a property: your deposit plus duty, legal, inspection, lender and moving costs. See the loan amount and loan-to-value too.

Worked out only in your browser; nothing is sent or saved. We do not publish rates or fees: use the ones from your own quote.

For example 650,000

Cash you put towards the price

The amount from your government calculator

Building, pest or valuation reports

Paid upfront, from your quote

Registration, searches, insurance and so on

Repayment (optional)

From your quote

What these numbers mean
  • The big number is the cash you need upfront: your deposit plus duty, fees and other costs.
  • Loan-to-value (LVR) is the loan amount as a share of the price. See LVR.
  • Duty uses the amount you entered. Stamp duty rules differ by place.
  • If you add a rate, the monthly repayment is an estimate for the loan amount over your term.

Good to know

  • Stamp duty, transfer tax and fees are the amounts you type. We do not work them out; check your government calculator and your quotes.
  • Lender fees are counted as cash paid upfront here, not added to the loan.
  • The repayment is principal and interest at one rate for the whole term. Rates can change.
  • This is a guide only, not a quote, an offer of finance, a borrowing limit or financial, legal or tax advice.

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