Finance in Australia

Currency

For Australia, we work in Australian dollars (AUD). Our repayment calculator works in AUD. Our finance range of up to US$100 million also applies here as the equivalent in AUD, subject to eligibility and assessment.

Finance we help with

• Personal loans: Funding for personal needs, from an urgent bill to a major life event.
• Business loans: Working capital and growth finance for businesses of every size.
• Agriculture & rural: Finance for farmers and rural businesses, built around seasons and harvest cycles.
• Equipment finance: Spread the cost of machinery, vehicles and tools so they pay for themselves as you use them.
• Property finance: Loans for buying, building or refinancing residential and commercial property.
• Invoice solutions: Turn unpaid invoices into cash now instead of waiting 30, 60 or 90 days.

Business numbers lenders usually ask for

If you are applying for business finance, lenders in Australia usually ask for your ABN (Australian Business Number). Some lenders may also ask for your ACN if you trade through a company. Have it ready with the other papers on our document checklist.

Regulator and complaints

Before you sign, check that any lender or broker is licensed or registered in Australia. Our Before you borrow checklist lists other things to check. Not happy with something we did? Tell us.

Useful tools

• Repayment calculator: estimate repayments in AUD.
• Estimate currency converter: get a rough idea of amounts in another currency.
• Equipment calculator: plan finance for machinery, vehicles and tools.
• Seasonal repayments: see how repayments could fit a farming year.
• Finance Finder: answer a few questions to see which kind of finance may fit.
• All free tools

Office hours and local time

Our team works Monday to Friday, 9:00 AM to 5:00 PM Melbourne, Australia time. Our office is in Victoria, so Melbourne time is our local time. It is AEST, or AEDT during daylight saving. Western Australia, South Australia, the Northern Territory and Queensland may be on a different time from us. The easiest way to reach us at any hour is our contact page.