Finance in the United States

Currency

For the United States, we work in US dollars (USD). Our repayment calculator works in USD. Our finance range of up to US$100 million also applies here as the equivalent in USD, subject to eligibility and assessment.

Finance we help with

• Personal loans: Funding for personal needs, from an urgent bill to a major life event.
• Business loans: Working capital and growth finance for businesses of every size.
• Agriculture & rural: Finance for farmers and rural businesses, built around seasons and harvest cycles.
• Equipment finance: Spread the cost of machinery, vehicles and tools so they pay for themselves as you use them.
• Property finance: Loans for buying, building or refinancing residential and commercial property.
• Invoice solutions: Turn unpaid invoices into cash now instead of waiting 30, 60 or 90 days.

Business numbers lenders usually ask for

If you are applying for business finance, lenders in the United States usually ask for your EIN (Employer Identification Number). Sole traders without employees may be asked for a different tax number instead. Have it ready with the other papers on our document checklist.

Regulator and complaints

Before you sign, check that any lender or broker is licensed or registered in the United States. Our Before you borrow checklist lists other things to check. Not happy with something we did? Tell us.

Useful tools

• Repayment calculator: estimate repayments in USD.
• Estimate currency converter: get a rough idea of amounts in another currency.
• Invoice calculator: see what invoice finance could free up.
• Compare quotes: put two loan offers side by side.
• Finance Finder: answer a few questions to see which kind of finance may fit.
• All free tools

Office hours and local time

Our team works Monday to Friday, 9:00 AM to 5:00 PM Melbourne, Australia time. Melbourne is many hours ahead of the United States, so our working day usually starts in your afternoon or evening of the day before. See the live Melbourne and New York clocks on our home page. The easiest way to reach us at any hour is our contact page.