Resources for referral partners

What Pay In Time does

Pay In Time - Finance helps people and businesses in Australia, the United States, Canada, New Zealand, Fiji and the Philippines find and apply for finance with lenders: personal, business, agriculture & rural, equipment, property and invoice finance. We are part of REALM Group. Read what we do and don't do.

How to refer someone

1. Make your personal referral link on the Refer a friend page, or from My account if you have an account.
2. Share the link with the person by text, email or any app.
3. When they send an enquiry through your link, our team can see that you referred them.

What to say

• Pay In Time helps people find and apply for finance with lenders.
• Our calculators and planners are free to use.
• Our team will explain the options and costs in plain words.

What not to promise

• No rates or fees. Don't quote interest rates or fees. Only the lender can confirm them.
• No approval promises. Every application is assessed on its own merits.
• No advice. Don't give financial, legal or tax advice on our behalf.

Using our brand

Please ask us before you use the Pay In Time - Finance name or logo on your website, social media or printed material. Contact us to ask.

Privacy

Only refer people who have agreed to hear from us. We never ask you for their details: they choose to get in touch through your link. See our privacy policy.