Finance in New Zealand

Currency

For New Zealand, we work in New Zealand dollars (NZD). Our repayment calculator works in NZD. Our finance range of up to US$100 million also applies here as the equivalent in NZD, subject to eligibility and assessment.

Finance we help with

• Personal loans: Funding for personal needs, from an urgent bill to a major life event.
• Business loans: Working capital and growth finance for businesses of every size.
• Agriculture & rural: Finance for farmers and rural businesses, built around seasons and harvest cycles.
• Equipment finance: Spread the cost of machinery, vehicles and tools so they pay for themselves as you use them.
• Property finance: Loans for buying, building or refinancing residential and commercial property.
• Invoice solutions: Turn unpaid invoices into cash now instead of waiting 30, 60 or 90 days.

Business numbers lenders usually ask for

If you are applying for business finance, lenders in New Zealand usually ask for your NZBN (New Zealand Business Number). Lenders may also ask for your IRD number. Have it ready with the other papers on our document checklist.

Regulator and complaints

Before you sign, check that any lender or broker is licensed or registered in New Zealand. Our Before you borrow checklist lists other things to check. Not happy with something we did? Tell us.

Useful tools

• Repayment calculator: estimate repayments in NZD.
• Estimate currency converter: get a rough idea of amounts in another currency.
• Livestock purchase planner: plan the cost of buying stock.
• Cash-flow planner: map money in and out over the year.
• Finance Finder: answer a few questions to see which kind of finance may fit.
• All free tools

Office hours and local time

Our team works Monday to Friday, 9:00 AM to 5:00 PM Melbourne, Australia time. New Zealand is usually a couple of hours ahead of Melbourne. See the live Melbourne and Auckland clocks on our home page. The easiest way to reach us at any hour is our contact page.