Finance in the Philippines

Currency

For the Philippines, we work in Philippine pesos (PHP). Our repayment calculator works in PHP. Philippines: we'll connect you with the right partner.

Finance we help with

• Personal loans: Funding for personal needs, from an urgent bill to a major life event.
• Business loans: Working capital and growth finance for businesses of every size.
• Agriculture & rural: Finance for farmers and rural businesses, built around seasons and harvest cycles.
• Equipment finance: Spread the cost of machinery, vehicles and tools so they pay for themselves as you use them.
• Property finance: Loans for buying, building or refinancing residential and commercial property.
• Invoice solutions: Turn unpaid invoices into cash now instead of waiting 30, 60 or 90 days.

Business numbers lenders usually ask for

If you are applying for business finance, lenders in the Philippines usually ask for your TIN (Tax Identification Number). Lenders may also ask for your business registration papers. Have it ready with the other papers on our document checklist.

Regulator and complaints

Before you sign, check that any lender or broker is licensed or registered in the Philippines. Our Before you borrow checklist lists other things to check. Not happy with something we did? Tell us.

Useful tools

• Repayment calculator: estimate repayments in PHP.
• Estimate currency converter: get a rough idea of amounts in another currency.
• Crop input planner: plan seed, fertiliser and other costs for a season.
• Compare quotes: put two loan offers side by side.
• Finance Finder: answer a few questions to see which kind of finance may fit.
• All free tools

Office hours and local time

Our team works Monday to Friday, 9:00 AM to 5:00 PM Melbourne, Australia time. Manila is usually two or three hours behind Melbourne, depending on daylight saving. See the live Melbourne and Manila clocks on our home page. The easiest way to reach us at any hour is our contact page.